RATES & PAYMENT
Understanding Your Investment
Beginning therapy is a meaningful step toward investing in your well-being and mental health. I know that navigating the financial side of healthcare can sometimes feel overwhelming, so I do my best to be as transparent about my rates and policies. Below, you’ll find helpful details about the cost of working together. If you have any questions, don’t hesitate to reach out or book a free consultation—we can talk through anything you’re wondering about.
Session Rates
- 55-minute Individual Intake Session – $275/session
- 45-minute Individual Therapy Session – $250/session
- 60-minute Couples Intake Session – $360/session
- 55-minute Couples Therapy Session – $350/session
My therapy fees are comparable to other doctoral level psychologists and reflect the extent of my education, experience, and skills. For public speaking or workshop rates, please contact me directly so we can discuss your specific needs and budget.
Insurance Policy
I am not paneled with any insurance companies and am currently a private-pay, out-of-network provider. While I don’t accept insurance directly, your insurance plan may have out-of-network benefits, which means that they will reimburse you for a portion of our session cost.
To facilitate the use of your out-of-network benefits, I recommend checking out Thrizer to handle the out-of-network process automatically for you. You can use Thrizer to verify your out-of-network benefits and submit superbills. They will manage the reimbursement process for you to save you the insurance headache. Once you meet your deductible, you receive reimbursements in a few weeks via direct deposit. You can create an account and get started at www.thrizer.com.
If you opt not to use Thrizer, you can check for out-of-network benefits by calling your insurance company using the member services number that’s usually on the back of your card. You may want to ask the following questions:
- “Do I have out-of-network benefits for mental health services?”
- “What percentage of the fee will be reimbursed?”
- “Is there a deductible I must meet first, and if so, how much is it?”
- “Are there any forms or documentation I need to submit for reimbursement?”
- “Is there a limit to the number of sessions covered per year?”
- “Do I need a preauthorization before I can start mental health treatment?”
Make sure to write down the representative’s name and a reference number for your call if available.
Financial FAQs
Payment is due prior to each session. The intake session is charged either 48 hours before the intake or after you sign the informed consent, whichever is later. For ongoing sessions, payment is due as soon as 48 hours before your session and cards on file will be automatically charged no later than 24 hours after each session. Clients may not carry a balance into their sessions; any scheduled sessions will be canceled and future scheduling will be paused until all due payments are received.
I accept all major credit cards (i.e., Visa, Mastercard, Discover, American Express), debit cards, and HSA/FSA cards. I also accept payments via Zelle. Card payments are securely processed through Ivy Pay, a HIPAA-compliant payment processor designed for therapists, or via the secure client portal.
While it’s not required, it is strongly recommended to keep a card on file to ensure timely payment. Clients are not allowed to carry over a balance between sessions. If a balance is not paid in full before your next session, future sessions will be placed on hold.
I require at least 48 hours’ notice for cancellations. If you cancel within 48 hours or fail to show up for your session, you will be charged the full session fee.
Yes, in compliance with the No Surprises Act, I provide Good Faith Estimates to all clients. This document outlines the expected costs of services over the course of your treatment.
A superbill is a detailed receipt that contains all the information, including your diagnosis, that your insurance company typically needs to process an out-of-network reimbursement claim. I can provide you a superbill after payment, typically on a monthly basis.
You can call your insurance company (the number is usually on the back of your insurance card) and ask if you have out-of-network benefits for outpatient mental health services. Be sure to ask about your deductible, reimbursement rates, and any required paperwork. (See above for some suggested questions to ask.)
While insurance may reduce out-of-pocket costs at the time of service, it may also come with several drawbacks for clients and providers. Insurance companies often impose restrictions on care, such as requiring a diagnosis, limiting the number of sessions, and requiring certain disclosures that can compromise your confidentiality. Insurance may also restrict your choice of providers and reduce flexibility in the treatment approach. Billing through insurance can also lead to delayed payments and increased administrative work, which can contribute to therapist burnout and potentially impact the quality of care I deliver. By not accepting insurance, I can offer more personalized care without these constraints.